
Building Credit Confidence for Filipinos – How the People Behind JuanHand Make Borrowing Safer and Simpler
For many Filipinos, the word “utang” carries a mix of hope and hesitation. It can mean a chance to start a small business or pay for a child’s tuition, but it can also bring fears of scams, high interest rates, and unending debt. According to TransUnion’s 2025 Credit Perception Index, the Philippines scored 73 out of…